Disability Income

Rohrer & Associates’s expertise and personalized approach to Disability Income has allowed for new solutions and services unseen in the insurance industry.

Also consider the fact that illness causes 90% of disabilities, and most long-term disabilities are not covered by workers’ compensation. Your clients could be financially vulnerable if they suffer from a disability.

It’s important to educate your clients about how to protect their most valuable financial resource – their ability to earn an income. Here are some questions you can ask your clients and prospects in order to get the conversation started:

  • What is your most valuable financial resource? (What is it worth? Is it protected?)
  • If you no longer received a paycheck, what sources would you tap into to pay your bills?
  • How long could you survive without your income?
  • What do you think your chances are of becoming disabled?

Contact your Disability Insurance Specialist for more information about Disability Insurance Awareness Month today.

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Statistically, over one in four of today’s 20 year olds will experience a long term disability before they retire. Yet according to the Social Security Administration, 69 percent of private sector wage earners have no private long term disability insurance.